Abstract Background This paper examined the effect of Micro-Agricultural Financial Institutions of South Africa financial services on livelihood capital of beneficiaries in North West Province South Africa. A simple random sampling technique was used to select 280 respondents from a total of 344 beneficiaries. A structured questionnaire was used to collect data from November 2015 to M... https://ashleyshomestores.shop/product-category/24-barstool/